More Benefits
Healthcare

Physician & Hospital Network - Save 10% - 30 % at over 285,000 participating physicians and hospitals. Hospital discounts are not available in Maryland.

Dental Network - Save 15% - 50%* on routine dental services and specialty care (where available) at over 66,000** participating dentists with Aetna Dental Access®.

Chiropractic Network - Free initial consultation, 30% off treatments and 50% off diagnostic services and necessary x-rays performed on-site at participating chiropractors.

Vision Care & Eyewear - Save 10% to 30% at over 12,000 participating locations on exams and surgical procedures; as well as retail savings of 20% to 60% on eyeglasses and 10% to 20% on nondisposable contacts. Convenient mail order service provides even greater savings on contacts (10% to 40%). Mail order contacts benefit not available in New Jersey.

Prescriptions^ - Save 10% to 60% at over 48,000 participating pharmacies, including participating Walgreens, Target, CVS, Eckerd & more. Mail order service with best price guarantee available for maximum savings on maintenance medications.

Hearing Aids - FREE Hearing test plus 15% discounts on more than 70 models of hearing aids at over 1,300 retail Beltone locations. Or order from the mail order provider and save 40% - 60% off average national retail pricing on 100 different models.

Nurse Hotline - 24 hour telephone access to registered nurses and/or a pre-recorded audio health library.

Medical Records Storage - Electronic medical record storage and alert system. No matter where you are, it's always there when you need it.

Emergency Travel Assist - Worldwide help network when travelling 100 or more miles from home. Not available to Florida or Washington residents.

Alternative Medicine - Save 10% - 30% at over 16,000 participating practitioners, covering over 35 different disciplines including acupuncture, biofeedback, fitness centers, massage, personal trainer, tai chi, yoga and more.

Vitamins - Save 10% off wholesale pricing on over 6,000 products ordered online, by phone, fax or mail. Choose name brands such as Atkins, Natures Way, TwinLab, Natrol, NSI & More.

Diabetic Supplies - Save 15% off retail on over 200 name brand supplies from Liberty Medical Supply
Pre-packaged benefit programs include
Please inquire about separate AD&D Insurance‡ and Accidental Medical Insurance‡ benefits included at no charge with certain benefits packages
Disclosures: THIS IS NOT INSURANCE. This discount card program contains a 30 day cancellation period. This plan provides discounts at certain health care providers for medical services. The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary service required. This plan does not make payments directly to the providers of the medical services. The plan member is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount plan organization. A listing of providers in your area is available, including name, city, state & specialty, before purchase upon request and can also be found by following the locate providers link above. Florida DMPO: New Benefits, Ltd., 14240 Proton Road, Dallas, Texas 75244.

*Anticipated national average dental charges for the 2006 calendar year based on the comparison of provider negotiated fees to national average charges. Actual costs and savings vary by provider and geographic region.
** According to the Aetna Enterprise Provider Database as of March 1, 2006.
^ Pharmacy discounts are not insurance and are not intended as a substitute for insurance.
‡ All members enrolled in the Consumers Direct Association of America (CDAoA) are eligible to receive these benefits. The benefits are underwritten by an A.M. Best rated insurance company and subject to the exclusions, limitations, terms and conditions of coverage as set forth in the insurance certificate provided in your membership materials and the Policy (Form No. G-19000) issued to CDAoA. These benefits are provided at CDAoA's expense to all active members as added separate benefits at no additional cost to members.